On nytimes.com today there was an article which discussed how cost for individually purchased health insurance is significantly higher for women. Insurers are saying since women tend to use health care and are going to have annuals and checkups is why the premiums are higher. I see a really problem with this. I mean, because a woman is being proactive in taking care of her health and going for check ups for early detection, we have to pay more. But since men typically avoid the doctor's office like the plague, and wait for things to be worse and have more expensive treatments, they pay less? This really doesn't make sense. On top of that, what gives an insurance company the right to make a cost decision based on sex? As a country, we need to make so significant changes to how we look at health care and health care providers. If you have time, read the article and let me know what you think?